Bisota offers two types of Income Share Agreements. Details can be seen below:

Better Than A Student Loan

Income Share Agreements Help You Pay For School With No Debt, And Let You Manage Your Financial Future.  

Take Control of Your Financial Future

Flexible Repayment

Flexible payment structure that adapts to your life circumstances so you  can manage your repayments.

No Debt

Seriously. There's no principal, no interest, and no default. Basically no worries.

No Fees

No fees means no fees. No origination fee, no late fees, no hidden fees. Nothing.

Simple and Easy

Simple contracts with no fine print and no co-signor. Easy payments and all online. 

Bisota is Excited to Offer Two Types of Income Share Agreements

Aggressive

Think of it like ripping off a Band-Aid. If you want to get it over with and finish paying for school as quickly as possible, then the Aggressive Income Share Agreement might be right for you. You will pay more under this option, but will fulfill your payment obligation more quickly, and achieve complete financial freedom faster. 

Traditional

The slow and steady approach. The Traditional Income Share Agreement is for people who want to enroll in higher education or a job training program, but are nervous about large amounts of student debt. The Traditional Income Share Agreement ensures that monthly payments are always affordable and provides students with control over their finances.

Aggressive Income Share Agreement

The Aggressive Income Share Agreement is for people who want to complete their financial obligations as quickly as possible, and are willing to pay a little extra to do so. The Aggressive Income Share Agreement comes with the following terms:

  • 13 year term

  • Payment of 1.15% of income for every $1,000 in funding received from Bisota

  • Payment Cap of 5x funding amount received from Bisota

  • Buyout clauses for early termination

Portrait of Young Businesswoman
 

Traditional Income Share Agreement

The Traditional Income Share Agreement is for people who want the control that comes with an Income Share Agreement, and want to ensure that their payments are always affordable. The Traditional Income Share Agreement comes with the following terms:

  • 15 year term

  • Payment of 0.85% of income for every $1,000 in funding received from Bisota

  • Payment Cap of 3.5x funding received from Bisota

  • Buyout clauses for early termination

  • Minimum Income Protection